Bridging — auction purchase
£1.4m
Mixed-use block bought at auction with a 28-day deadline and no time for a term lender.
- 68% LTV
- 9-month term
- Completed in 11 days
Edge Commercial Finance
Commercial mortgages, bridging and development finance, arranged by someone who has spent thirty years seeing which cases get funded and which ones stall.
Whole-of-market access. Indicative terms in days, not weeks, on cases that are ready to present.

The founder
Edge Commercial Finance is Chris Canham. Over 30 years working in UK financial services, most of it spent seeing which cases lenders fund and which ones quietly stall. Tell him what the deal is and he will tell you honestly whether it is fundable, roughly what it will cost, and who is likely to do it. If the answer is no, you will hear that too, and quickly.
More about ChrisWhat we arrange
Short-term funding for business and investment purposes when speed decides the outcome. Auction purchases, refinance of maturing facilities, refurbishment and capital raising against investment property. Five-working-day completions are possible where title is clean and dual representation is available.
From 5 working days
Bridging financeGround-up and heavy refurbishment funding for SME developers, built around your GDV and your programme, for developers and property trading companies.
Up to 70% GDV, subject to scheme and experience
Development financeLong-term funding for HMOs, hospitality, leisure, semi-commercial and commercial investment property held for business purposes.
Terms to 25 years, subject to lender criteria
Commercial mortgagesAll facilities are for business or investment purposes. Lending is subject to status, security and lender criteria.
High street banks, challenger banks, specialist lenders, bridging lenders, development funders, private banks, family offices and private funders. Some of them do not deal directly with the public and do not appear on any comparison site.
Selected transactions
Bridging — auction purchase
£1.4m
Mixed-use block bought at auction with a 28-day deadline and no time for a term lender.
Development — 6-unit new build
£2.3m
Ground-up residential scheme funded on a staged drawdown against build cost.
Commercial mortgage — HMO portfolio
£875k
Refinance of four licensed HMOs off a bridge onto a five-year commercial facility.
Transaction examples are illustrative of the type of case we arrange. Individual figures and terms will vary. Client details are withheld for confidentiality.
Most enquiries start here.
Two quick tools to sense-check a deal before you take it further.
Price a bridge on your numbers — LTV, retained versus rolled interest, total cost of finance.
Open calculatorIndicative only. Not a quotation or an offer of finance.
Model a development on GDV, build cost and profit on cost. Sense-check a scheme before you commit.
Open calculatorIndicative only. Not a quotation or an offer of finance.
Prefer to just talk it through? Call 01883 723310.
How it works
A short conversation, not a questionnaire. Ten minutes is usually enough.
We approach the lenders that actually fit the deal, rather than the ones that pay the most.
Clear terms, clearly explained, with the costs set out in full.
Fees
There is no charge for the initial conversation or for us going to market on your behalf.
Where a broker fee applies it is agreed in writing before any application is submitted, and it is disclosed alongside any commission we receive from the lender. You will never see a fee you have not already agreed to.
Illustrative case study
Details anonymised. Timescales depend on title, valuation and solicitor turnaround.
Situation
Investor secured a mixed-use block at auction with a firm 28-day completion. Existing lender could not move to timescale.
Solution
Placed with a specialist bridging lender at 65% LTV on a 12-month term, with a clear refinance route onto a commercial mortgage post-works.
Outcome
Completed with four working days to spare. Refinanced onto a 5-year term product at month 9.
Common questions
Call directly, or send the outline and we will come back to you the same working day.
We aim to respond the same working day.