About Chris Canham

Chris Canham has spent nearly 30 years in financial services, working with property investors, developers and business owners across the UK.

That time has been spent on both sides of the table. Understanding how lenders assess risk, how credit committees actually make decisions, and what separates a case that gets funded from one that stalls. Most deals that fail do so on presentation rather than fundamentals.

Edge Commercial Finance exists because too much of this market runs through call centres and comparison portals, where a good deal with an unusual shape gets declined by a system that was never built to understand it. Every enquiry here is handled personally.

The approach is straightforward. Tell him what the deal is, and he will tell you honestly whether it is fundable, roughly what it will cost, and who is likely to do it. If the answer is no, you will hear that too, and quickly.

That career has covered client advice, case preparation and working relationships with lenders. It is a long time spent learning what a credit paper has to contain before it reaches a committee, and which lenders will say yes to a case that does not fit the template – and which will take three weeks to say no. That knowledge is what you are paying for: a case presented properly to the right lender first time.