Deal Anatomy
Deal Anatomy
How these deals get structured, and why they got funded. The structures below are drawn from typical transactions in this market and are shown to illustrate how deals get put together.
- Bridging
- Loan amount
- £850,000
- LTV
- 68%
- Time to drawdown
- 21 days
£850,000 drawn in 21 days
£850,000 auction bridge drawn in 21 days
Mainstream lender pulled a week before the hammer. Bridge arranged and drawn in 21 days to complete on the auction contract inside its 28-day deadline.
Read the case - Bridging
- Loan amount
- £1,400,000
- LTV
- 65%
- Time to completion
- 18 working days
£1.4m drawn in 18 working days
£1.4m mixed-use auction completed in 18 working days
Investor secured a mixed-use block at auction in the Midlands with a firm 28-day completion. Existing lender could not move to timescale; bridge placed at 65% LTV with a clear route onto a commercial mortgage post-works.
Read the case - Development
- Facility
- £2,400,000
- LTGDV
- 65%
- Time to restructure
- 35 days
£2.4m facility restructured mid-build
Restructured facility rescues a scheme that ran long
Small residential development where planning discharge slipped by six months. Facility restructured mid-build to bring the exit back within reach.
Read the case - Commercial
- Loan amount
- £1,100,000
- LTV
- 70%
- Time to completion
- 10 weeks
£1,100,000 owner-occupier purchase
Long-term tenant buys the premises they had leased for years
A trading business converted a rent line into a mortgage payment on similar terms, assessed on filed accounts rather than a rate card.
Read the case
Illustrative structures. Not accounts of specific client transactions.
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